Just take a cursory look at this thread and try to tell me that this isn't one interesting business!
Big bonds, guns, body armor, murder, shopping.....
Wow!
Posting bonds under 50K is a relatively simple process depending on a multitude of factors such as charges, roots in the community, and collateral around here is a toss up; however, once bonds go over 50K, the underwriting gets a bit tighter.
Bonds over 100K may take a few days to put together, but, every once in a great while, a co-signer shows up with banking statements, tax records, address book, proof of employment, deed(s), property profile(s), and full premium. Even then, one has to look at all who are involved and make the call whether or not to do the bond.
The problem with skips comes when bonds are not properly underwritten, and, if a one pushes for doing it right, would-be co-signers can always call another agent who will roll the dice; hence, the gamblers make up the client lists.
Like I said, what an interesting business.
Rex
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