How in the world can you write these????

A bad bond for me, is one that has more risks than I am willing to take, collateral or not. For others in my area they write these bonds everyday. They also spend a way lot more on recovery than I do.

So, to each their own.

I have been referred bonds that others could not or would not do. Guess what? I didn't do them either.

A bad bond, is a bad bond. To me, a risky bond is a bad bond. My first impression is usually right. If the gut don't feel right about a bond, the brain listens and says no.

If someone else wants to take the risks, that is fine with me. The agent mentioned in the about account, asked me to send bonds that I couldn't or wouldn't do to them. So I did.

Its all a learning experience.

Well, I certainly agree with your post Dave... however, what comes around in small town America... has already come around which is why I am now sending the bad ones to my good buddie and former partner.... it has already made full circle and he is now the recipient... of not just mine, but many others "come arounds".

I should have expanded on my tale... I don't say no either, but let them back off.... that is 'as you pointed out' the correct way to 'not write a bond'. thanks.

I think there is a chapter in the Sun Tzu manual (Art of War) that talks of just how to say no.... that is a book that I would recommend to all here if you have not read it............. please do.

_________________
Bill Marx, Sr.
"FREE STATE BAIL BONDS"
"FREE STATE INVESTIGATIONS"
DCJS: 99-176979
Cell: 434-294-0222

"Endeavor to Persevere" "Lone Watie"

"Good judgment comes from experience, and a lot of that , comes from bad judgment" "Will Rogers"

always . . always . . . stay on that white horse , . . .

_________________


Do not consider anything for your interest which makes you break your word, quit your modesty, or inclines you to any practice which will not bear the light, or look the world in the face .... Marcus Antonius

I AM Some Folks "KARMA" and A MODERATOR @ FRN

I can't believe how often I see what might have been a good bond turned into a bad one.
"We don't need addresses for your references", I heard an agent tell an out of town
defendant yesterday as they began to fill in addresses. The cosigner and defendant
have the same address, and don't own the property. Neither has a steady job.
So when she FTAs all we'll have is the address of the apartment they were evicted
from, because the agent chimed in out of nowhere telling them not to fill in the
application completely.

Then when it goes bad we walk in and they tell us "someone called last week saying the
skip was at this bar". So you knew exactly where the skip was, and decided to wait a
week to tell us? Who was it that called? "I don't know." What day was that? "Friday or Saturday,
maybe Thursday".

Gotta love this business! Were i a larger operation, I would pay posting agents a bonus on their profitability, both individually and company wide. The incentive would make them write a little tighter as well as police each other, because thay are looking at their own bottom line.

Scott

_________________
R.E. "Scott" MacLean III

"Leaders are like Eagles, you never see them in a flock, but one at a time"

Chesapeake Group Investigations, Inc.
Chesapeake Bail Bonds
877-574-0500
301-392-1100 (fax)
301-392-1900 (Office)

Here is one example of the difference between an employee and an owner, or someone that has a stake in the liablity of a bond. Some may not see the differnece but, I'll try it anyway.

Got a call late Saturday night to post, what I call a tranfer bond. The agent requesting the posting has a client or at least a potential client in a jail, 20 miles from me. That agent is 50 miles from the same jail.

So instead of driving the less than 1 hour to the jail, they called the surety home office on the east coast, the surety called the general agent on the west coast and the GA called me to have me post the bond for them.

This was for a $70,000 bond.

Now the defendant wasn't cleared of warrants yet so the jail told the orginating agent to call back in a couple of hours. This was at about 11:30PM. I told my GA that I would wait until I heard from the home office to get the name, charges etc.

Well, the perp was finally cleared and ready to bail at about 3:30am Sunday morning. Unfortunately, I feel asleep at 2:30AM. Getting older it bad on the body!

So, surety home office calls back around 3:45AM. I'm sound asleep and miss the call. Finally wake up at 5:30AM when the surety home office calls back.

I get the booking info and head out to the jail. Get there and the defendant had already bailed with another agency at about 4:00AM!

Now if this was my bond, I would have driven the 50 miles and waited at the jail until the booking process was complete. We talking $7,000 in premium here!

But for an employee they may only be salaried or get a small commission for that bond, the incentive may not be enough for them to give that extra effort.

Hey guys, sorry I haven’t been here in a while. This year I now own two fifths of the company I run, so I understand a couple of different sides of this conversation. Since the end of 2005 when I took over all but one county of this company, we have only had to pay off two bonds under my watch. Both bone heads are living comfortably in California. A $1500 and a $500 bond. (Hoping one day they come home, just for satisfaction, lol)

When I first discovered this site, I realized this business had more to offer than what my former boss had to offer. The 3 Scotts, LuVonda, Kathy, LAW, Phill and others gave me the inspiration to bring our business from old school to becoming the new school of a hard core business.

I hate as an owner, a bondsman will write a bond so he will have extra cash for a date and not think about the big picture. LMAO Scott, you nailed it in a separate posting about the degradation of society, it’s so hard to find people who give a crap… now

A bail bondsman looking for a lifelong career, what do you do? I will tell you from what I have learned here on this very site… DO NOT EVER WRITE LOOSE PAPER---EVER!!! If you work for me, you completely fill out the application and get “leverage” (collateral). And if you ever sign a bond without a co-signer, YOU the bondsman are the co-signer. Be responsible and expect to complete the job. But also, have enough Intel from the app. to assure the person you’re looking for doesn’t have you starting from an address 3 years old. Cause that really sux, lol.

Most bondsmen that I am affiliated with in other companies will say my company works to hard, we worry way more than we should. I say, it’s not over when you sign the bond, that’s just the beginning. So to the one that said, “We all write bad bonds sometimes”, yes we do. But never intentionally write a bad bond.

_________________
Jay Shell
Covering North East AL.
AAA / Eagle Bail Bonds, LLC
Anniston, AL
256.235.2437

LOL I get the 250k bond calls all the time. Oh I have to pay 10% O.O I have 400.00 in the bank i can give you if you bail me out. I have no job, I have no co-signer, i have no property. I can make payments though uh like I can pay you 50.00 a month. SIGH

_________________
Mike
Norcal Bail Enforcement
San Jose Ca.
360 237 1721 efax
408 402 2710 work cell
DOI Bail Agent Lic 1844214
BSIS G1533544

Go hug a Tree

Ed,

Only $250Ks! How about $900K or $1.5M?

"You mean I have to pay you $90,000 up front? What if I have 2 co signers? Do I still need collateral?"

"Well I can pay you $500 a month. I get $850 a month from SSI Disability!"

So my answer to them is usually, "so you're going to give up your drug habit so that you can pay me $500 a month." That is usually met with a very long silence.

I am seeing a shake out in our area. Several very long time bail agencies have called it quits. Thery were chasing the large bonds and never collected the full premiums up front.

I've been lucky that the last 5 bonds I've done have all been under $50,000 but, I got full premiums up front with working co singers, or owners of property that is NOT in foreclorsure.

BTW, I'm not sure if you guys are aware of this but, if someone is collecting SSI Disability and they are incarcerated, they lose the SSI. So they want to get out of jail asap.

A wealth of information...

Sometimes being a fly on the wall is worth it's weight in gold.

_________________
As iron sharpens iron, so one man sharpens another.-Soloman and some Friends

Bail Agent
Cell (626) 862-0627
Fax (877) 722-4593